Simulated data for a theoretical deferred annuity product with an optional guaranteed income rider. This data is theoretical only and does not represent the experience on any specific product.
Format
Three data frames containing census records (census_dat),
withdrawal transactions (withdrawals), and historical account values
(account_vals).
An object of class tbl_df (inherits from tbl, data.frame) with 20000 rows and 11 columns.
An object of class tbl_df (inherits from tbl, data.frame) with 160130 rows and 4 columns.
An object of class tbl_df (inherits from tbl, data.frame) with 141252 rows and 3 columns.
Census data (census_dat)
- pol_num
Policy number
- status
Policy status: Active, Surrender, or Death
- issue_date
Issue date
- inc_guar
Indicates whether the policy was issued with an income guarantee
- qual
Indicates whether the policy was purchased with tax-qualified funds
- age
Issue age
- product
Product: a, b, or c
- gender
M (Male) or F (Female)
- wd_age
Age that withdrawals commence
- premium
Single premium deposit
- term_date
Termination date upon death or surrender
Withdrawal data (withdrawals)
- pol_num
Policy number
- trx_date
Withdrawal transaction date
- trx_type
Withdrawal transaction type, either Base or Rider
- trx_amt
Withdrawal transaction amount