A pre-aggregated version of surrender and withdrawal experience from the
simulated data sets census_dat, withdrawals, and account_vals. This
data is theoretical only and does not represent the experience on any
specific product.
Format
A data frame containing summarized experience study results grouped by policy year, income guarantee presence, tax-qualified status, and product.
An object of class tbl_df (inherits from tbl, data.frame) with 180 rows and 16 columns.
Details
- pol_yr
Policy year
- inc_guar
Indicates whether the policy was issued with an income guarantee
- qual
Indicates whether the policy was purchased with tax-qualified funds
- product
Product: a, b, or c
- exposure_n
Sum of policy year exposures by count
- claims_n
Sum of claim counts
- av
Sum of account value
- exposure_amt
Sum of policy year exposures weighted by account value
- claims_amt
Sum of claims weighted by account value
- av_sq
Sum of squared account values
- n
Number of exposure records
- wd
Sum of partial withdrawal transactions
- wd_n
Count of partial withdrawal transactions
- wd_flag
Count of exposure records with partial withdrawal transactions
- wd_sq
Sum of squared partial withdrawal transactions
- av_w_wd
Sum of account value for exposure records with partial withdrawal transactions